17 Tips Understanding More About Walmart MoneyCard: A Comprehensive Guide

Walmart MoneyCard: A Comprehensive Guide

Walmart money card: BusinessHAB.com

1. The Background:

The Walmart MoneyCard is a prepaid debit card that offers a range of features and benefits for consumers looking for an alternative to traditional banking. Issued by Green Dot Bank, the Walmart MoneyCard provides convenience, flexibility, and accessibility, making it a popular choice for many. In this article, we’ll explore the features, benefits, fees, and how to get started with a Walmart MoneyCard.

Features and Benefits

2. No Credit Check:

One of the primary advantages of the Walmart MoneyCard is that it doesn’t require a credit check. This makes it accessible to individuals with poor or no credit history.

3. Cash Back Rewards:

Cardholders can earn cash back on their purchases. This includes:

    • 3% cash back at Walmart.com
    • 2% cash back at Walmart fuel stations
    • 1% cash back at Walmart stores The cash back rewards can be redeemed annually and can amount to significant savings over time.

4. Direct Deposit:

Users can set up direct deposit for their paychecks or government benefits, allowing for faster access to funds.

5. MoneyCard Vault:

This feature allows users to set aside money in a separate account, helping with budgeting and saving.

6. Mobile App:

The Walmart MoneyCard app provides a convenient way to manage the card, including checking balances, reviewing transactions, depositing checks, and finding nearby reload locations.

7. Bill Pay:

The card allows users to pay bills directly from their account, offering a simple way to manage monthly expenses.

8. Free Family Accounts:

Primary cardholders can add up to four additional accounts for family members, making it easier to manage household spending.


While the Walmart MoneyCard offers many benefits, it’s important to be aware of the associated fees:

9. Monthly Fee:

The card has a $5.94 monthly fee, which can be waived if the user loads $1,000 or more onto the card each month.

10. ATM Withdrawal Fee:

There is a $2.50 fee for ATM withdrawals, plus any additional fees charged by the ATM operator.

11. Cash Reload Fee:

Reloading the card with cash at Walmart locations incurs a $3 fee. Reload fees at other locations may vary.

12. Balance Inquiry Fee:

Checking the balance at an ATM costs $0.50 per inquiry.

13. Card Replacement Fee:

If the card is lost or stolen, there is a $3 fee for a replacement card.

Getting Started

Getting a Walmart MoneyCard is straightforward:

14. Purchase the Card:

The card can be purchased at any Walmart store or online through the Walmart MoneyCard website.

15. Register the Card:

After purchasing, the card needs to be registered online. This involves providing personal information and setting up a secure account.

16. Load Funds:

Users can load funds onto the card through various methods, including direct deposit, cash reload at Walmart stores, bank transfers, or through the app using mobile check deposit.

17. Use the Card:

Once loaded, the card can be used anywhere Visa or Mastercard debit cards are accepted, including online and in-store purchases.


The Walmart MoneyCard is a versatile financial tool that offers convenience and rewards for those who prefer or need an alternative to traditional banking. With features like cash back rewards, direct deposit, and a user-friendly mobile app, it caters to a wide range of financial needs. However, potential users should carefully consider the associated fees and determine if the benefits align with their financial habits and goals.

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