Top Ten Reasons for Selecting Caliber Home Loans

Filed in Loans by on July 28, 2022 0 Comments

Caliber home loans phone number: When you are trying to buy a home, the process can seem like a lot of hoops to jump through.

There are so many details and documents to gather, standards to meet and people to talk to that it can be overwhelming for even the most organized buyer.
If you are trying to buy a home in this competitive real estate market, now is the time to begin researching your mortgage options.

Caliber home loans phone number

With so many financing firms out there, it’s important that you find one that can meet your needs as well as your budget.

When purchasing a home, there are several financing companies that specialize in helping you get financed through an affordable loan program.

They will help you understand the details of each type of loan and assist with getting pre-approved for financing before shopping for homes. Any good real estate agent will be able.

Top Ten Reasons for Selecting Caliber Home Loans

Caliber home loans phone number: BusinessHAB.com

 

Caliber Home Loans is a mortgage lender with a focus on serving the needs of first time home buyers, current home owners looking to refinance, and investors in the residential real estate market. Here are ten reasons why you should select Caliber Home Loans for your next mortgage loan:

Qualified and Experienced Loan Officers

Caliber home loans phone number: Qualified and Experienced Loan Officers Caliber Home Loans employs only the most qualified and experienced mortgage loan officers to help you with your mortgage loan application. Our loan officers have more than 12 years of experience in the mortgage industry, and have earned a reputation for providing personalized and quality customer service to mortgage applicants. Our loan officers are more than just numbers. We have loan officers who have children and who have families of their own, who understand the needs and concerns that you may have when applying for a mortgage loan.

Convenient Online Application Process

Apply for a mortgage loan with Caliber Home Loans, and you can expect a fast and convenient online application process. Our online application process is secure, easy to use, and straight forward. You can start your online application for a mortgage loan with us as early as 9:00am and submit the application at any time of the day. You don’t have to shut down your computer and rush to the closest branch office to submit the application. We do accept walk-in applications for mortgages, but online applications are processed faster.

Competitive Mortgage Rates

Caliber Home Loans has access to several mortgage lenders and we are able to offer our mortgage applicants various mortgage rates. We may also be able to offer you a rate that is lower than the rates posted on the websites of the mortgage lenders we work with. This is possible because we have access to “lower than what is posted” mortgage rates.

Responsive Customer Service

At Caliber Home Loans, we value and appreciate the importance of customer service. We are committed to providing responsive customer service to our mortgage applicants. We have customer service representatives available to help you with your mortgage loan application. Our customer service representatives are friendly, courteous, and always willing to help. They also maintain a customer service log to ensure that all your inquiries are resolved promptly.

Flexible Loan Terms and Conditions

Caliber Home Loans provides mortgage loans with flexible terms and conditions. We offer fixed- and adjustable-rate mortgage loans, and we may be able to provide you with a rate that is lower than the rates posted on the websites of the mortgage lenders we work with. Whether you are a first time home buyer, a current home owner looking to refinance your existing mortgage loan, or an investor in residential real estate, we can provide you with the rate and payment terms that meet your needs and financial situation.

Estimate Your Eligibility and Funding Amount Before Applying

Caliber Home Loans’ online application process allows you to get an estimate of how much you can borrow and how much you can afford for monthly mortgage payments. You can do monthly mortgage payments for up to two different houses and compare the estimated monthly payment for each house. This will allow you to select the house that meets your budget.

Assured Deposit Protection for Borrowers in Singapore

Caliber Home Loans is a member of the Singapore Deposit Insurance Corporation (SDIC). The SDIC provides coverage for eligible deposits held in Singapore and overseas banks, including mortgage loans obtained from Caliber Home Loans. For more information, visit the SDIC website at www.sdigc.com.sg

No Hidden Fees or Costs

Caliber Home Loans does not charge any upfront fees or upfront costs for applying for a mortgage loan. This is unlike many other mortgage lenders that charge an upfront fee or a processing fee. If approved, Caliber Home Loans will charge you a loan fee based on the mortgage amount and the mortgage interest rate with the mortgage lender that we work with. We also charge a servicing fee that is deducted from the monthly mortgage payment amount. The monthly mortgage payment amount will be net of the loan fee and the servicing fee.

Helping Hand for First-Time Home Buyers in Singapore

If you are a first time home buyer in Singapore, you may be eligible to apply for Home Ownership Scheme (HOS) assistance from the Singapore Government. You may also qualify for Caliber Home Loans’ First-Time Home Buyer Assistance program. With this program, you may be able to receive $100,000 assistance when you are applying for a mortgage loan for the first time to purchase a resale HDB flat in Singapore. If you have purchased a resale HDB flat before and are now applying for a mortgage loan to purchase another resale flat, you are not eligible for this First-Time Home Buyer Assistance program.

Summing up

Caliber Home Loans is a mortgage lender with a focus on serving the needs of home owners and investors in the residential real estate market in Singapore. The company offers a wide range of mortgage products and services to meet the needs of both first time home buyers and current home owners looking to refinance. When you select Caliber Home Loans for your next mortgage loan, you can expect a fast and convenient online application process, competitive mortgage rates, flexible loan terms and conditions, an estimate of your eligibility and funding amount before applying, assurance of no hidden fees or costs, a helping hand for first-time home buyers in Singapore, and a trustworthy and reliable mortgage partner with a focus on servicing its customers.

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