BusinessHABSocial security disability rules after age 50: Find answers to common questions about Social Security.
Including retirement and disability benefits.
How to get, replace, or correct your Social Security card, and more. If you are almost 65 but you don’t want your retirement benefits to start, you can just apply online for Medicare using the “Retirement/Medicare Benefits” application.
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1. Get, Replace, or Correct a Social Security Card
The Social Security Administration issues Social Security cards to:
- citizens
- Permanent Residents
- Noncitizens who work in the country
Social security disability rules after age 50
2. To apply for survivor benefits, make sure you have:
- The Social Security number and death certificate of the late wage earner on whose record you are applying.
- Your Social Security number and those of any dependent children.
- Your birth certificate or an acceptable religious record of your birth (such as a baptismal certificate).
- Your marriage certificate (and divorce papers if filing as a former spouse).
- Tax records document your earnings.
3. Social Security and How It Works at age 66
Social Security provides you with a source of income when you retire or if you can’t work due to a disability.
It can also support your legal dependents (spouse, children, or parents) with benefits in the event of your death.
4. Social Security Retirement Benefits Planner
How much Social Security income you’ll receive depends on:
- Your earnings over your lifetime
- The age at which you’ll begin receiving benefits
- Whether you’ll be eligible to receive a spouse’s benefit instead of your own
Social security disability rules after age 50
5. You can use Social Security’s retirement benefits planner to:
- Estimate your benefits at each age, from 62 (the earliest you can receive them) to 70 (when you hit your greatest amount)
- Apply for retirement benefits
- Learn about earning limits if you plan to work while receiving Social Security benefits
6. Government Checks and Payments at age 66
Find out how to report your lost, missing, stolen, or expired government check.
And learn why you received a check or direct deposit payment and how to make a payment to the government.
7. Lost or Stolen Federal Payments
Report your lost, missing, or stolen federal check to the agency that issued the payment.
It’s usually one of these paying agencies.
If your documentation indicates it’s a different agency, and you need its contact information.
Look in the A-Z Index of Government Departments and Agencies.
8. If You’re Not Sure Why You Received a Payment
If you receive a check or direct deposit payment from the Treasury Department.
And do not know what it’s for, contact the regional financial center (RFC) that issued it.
If you received a check, look for the RFC’s city and state at the top center.
Then contact that RFC to find out which federal agency authorized the payment.
Social security disability rules after age 50
9. Make Payments to the Federal Government
Learn how to use Pay.gov to make secure, electronic payments to government agencies from your checking or savings account.
You can use the online service for VA medical care copayments, U.S.
Coast Guard merchant mariner fee payments, and more.
10. Know How to Report a Death to Social Security
To report a death:
- Provide the deceased person’s Social Security number to the funeral director so they can report the death to the SSA.
11. Know how to Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipient’s death.
That means if the person died in July, the check received in August (which is payment for July) must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after the death.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
Social security disability rules after age 50
12. Know how to Receive Federal Benefits
To begin receiving your federal benefits, like Social Security or veterans benefits, you must sign up for electronic payments with direct deposit.
13. If You Have a Bank or Credit Union Account:
- Enroll online
- Enroll by mail
14. Make Changes to an Existing Direct Deposit Account:
Learn how to make changes to an existing direct deposit account.
You also may contact the federal agency that pays your benefit for help with your enrollment.
15. Social Security Benefits for People with Disabilities at age 66
If you have a disability, Social Security Disability Insurance and Supplemental Security Income may help financially. To find out if you’re eligible for either program, use the Benefits Eligibility Screening Tool.
Definition of Disability
To qualify for either program, you must meet SSA’s definition of disability:
- You’re unable to do a substantial gainful activity (work)
- Your disability is expected to last for at least one year or result in death
- Your impairment is on Social Security’s list of disabling medical conditions
Social security disability rules after age 50
16. Supplemental Security Income (SSI)
Supplemental Security Income (SSI) is for people with disabilities or who are 65 or older with little to no income and resources.
SSI is not Social Security. Although the names sound similar and the Social Security Administration runs the program, it does not fund SSI.
17. How to Apply for Supplemental Security Income (SSI)
Adults can apply for SSI by phone, in person at a local Social Security office, or in some cases online.
To apply for SSI for a child, you can start the process online.
But will need to complete it either in person or by phone.
- You can appeal If your application is denied.
- Explore a listing of SSI topics to learn more detailed information.
18. Working While Receiving SSDI or SSI
Whether you receive SSDI or SSI, you may be able to work without it impacting your benefits if you earn less than a certain amount.
Social security disability rules after age 50
Conclusion
For retirement and spousal benefits, you’ll need to provide an array of personal and work information, including:
- Your date and place of birth.
- Marital history and number of children.
- Start and stop dates for jobs held in the past two years (and net income from self-employment in the past two years).
- Military service, if applicable.
- The routing number of the bank where you want Social Security to deposit your payment, and the number and type of your account.
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