BusinessHABYahoo finance portfolio: Coupons are a great way to save money on a wide variety of goods and services. There are often lots of available deals out there, you just need to know how to find them and how to get the best out of them. You can use coupons to save money on everyday things such as your grocery shopping, as well as more extravagant one-off purchases.
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1. Find deals in store.
Coupons can be found in a variety of different places, so keep an eye out for offers and give-aways which might include coupons. You might find them on the shelves, at the registers, or at the entrance. Look out for members of staff handing out coupons to customers as they enter or leave the store.
- Always check your receipt when you leave the store.
- Sometimes your receipt will act as a coupon and entitle you to a discount on your next shop.
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2. Look for coupons in magazines and newspapers.
Some of the best places to look for coupons are magazines and newspapers. Local newspapers in particular will often have coupons for your local stores. Weekend editions of newspapers can be the best bet, especially the larger Sunday edition.
- You can find coupons in a wide variety of magazines, but the coupons are likely to be related to the focus of the magazine.
- For example, a magazine about homes and decoration is the best bet to find a coupon for a hardware or DIY store.
- A magazine about health and fitness might have a coupon for sportswear.
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3. Find coupons online.
Online coupons, or “eCoupons,” are increasingly popular and well-established. There are large websites entirely dedicated to couponing, which you will be able to find easily through a search engine. There is a broad range, so try to tailor your search to the specific type of coupon you are looking for.
- Online coupons are not accepted everywhere, so check the details before you try to use them.
- Your favourite grocery or superstore may have digital or printable coupons, so be sure to check store websites directly.
- As well as printable coupons, you will sometimes find online codes which you can use when you make a purchase online.
- Did you know BusinessHAB actually offers coupons for a variety of different services and stores? Check out our coupon site for tons of money-saving deals and promo codes.
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4. Sign up for regular alerts.
You can sign up for coupons to be regularly sent to you as part of a loyalty of reward card scheme run by many major retailers. Sign up for a rewards card with your local grocery or drugstore. In addition to discounted prices, you’ll receive coupons at the checkout.
- Certain stores monitor the products you buy and send you personalized coupons in the mail based on your purchasing history.
- You can often also register your email address with the stores you frequent. When offers become available, you’ll be alerted.
- Many big stores and large chains have apps that will give you possibilities for more coupons and special offers.
5. Know when to use your coupons.
To really get the best deal you need to determine the best time to use your coupons. This could mean a particular time of year for seasonal goods, or when there is already a sale on. The benefits of using a coupon are compounded if you use them when something has already been discounted.
- Wait for a sale, especially if you are buying an expensive one-off purchase.
- Follow sales cycles so you know when the prices of particular goods are likely to be reduced.
- If you are buying something seasonal, buying off-season can mean a cheaper price. For example, a warm woollen jumper will often be on sale in the Spring.
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6. Know how to use your coupons.
Being familiar with the fine print can save you some hassle at the register, as well as allowing you to budget accordingly. Start by determining whether it is a “manufacturer’s” or “store” coupon. Manufacturer’s coupons come from the company or manufacturer of the specific product and are accepted in any store.
- Store coupons are only accepted in the specifically listed store(s).
- Ensure the barcode on the coupon is not ripped or damaged as this might prevent the cashier scanning it, and render it invalid.
7. Determine the limits on the use of coupons.
Often there will be clear limits and restrictions on how you use specific coupons. Check the detail and find out if you are limited to one coupon per specific item, or perhaps one coupon per transaction. If your coupon is not limited, you may be able to use a number of coupons in the same transaction to increase your discount.
- If your coupon says “Limit one coupon per specified item(s),” you may only use one coupon when you buy the product.
- If your coupon says “Limit one coupon per transaction,” you will only be able to use that specific coupon in the transaction.
- Be sure to check the expiration date so you know at what point the coupon will become invalid.
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8. Stack your coupons.
Though many coupons may say “limit 1 per customer,” this often only applies to the type of coupon. Sometimes you can use a manufacturer’s coupon in addition to a store coupon to double your savings. Stacking coupons like this can really make a dent in the price of a product.
- For example, if you buying a new TV you can use a coupon from the company that made the TV together with a coupon from the store you are buying it in.
- You can also stack coupons for smaller everyday items such as groceries.
- Be sure to check the eligibility criteria and fine print on the coupons before you try to use them.
- It’s also a good idea to go online and read the coupon policy for the store you want to use them in.
9. Stockpile coupons.
Just because you don’t need something now, doesn’t mean you won’t need it later. Stockpiling coupons and keeping an organised collection will help you get the absolute most out of them. Get a binder and keep all you coupons together. You can organise them by type of product, or by store.
- You could also organize them by expiry date so you have a clear picture of which coupons are due to expire soon.
- If you want to increase your stockpile you could tell friends and neighbours that you are collecting coupons.
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10. Use a coupon in store.
Search for the specific item in the store. For instance, some coupons will say, “on any flavour or variety,” while others will provide a specific list of items you can redeem the coupon with. Make sure that you give your coupons in the right order. Some coupons may render other coupons void, so make sure you’ve stacked them correctly.
- If you have a coupon that has a required purchase amount, such as $5 off when you spend $50, give that one first. That way, any discounts you receive with additional coupons will not penalize you in reaching the necessary amount.
- Be sure to read the fine print. Some coupons may only be used after all coupons have been deducted.
- If in doubt, ask your cashier for deals. He may have a value guide at the register or know of specific discounts on items you are about to purchase.
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11. Shop strategically.
To get the best value from your coupons, you need to avoid impulse buying and plan out what you will buy and when. If you avoid using coupons on full price items, are happy to switch brands according to what coupons you have, and don’t just pick up anything that is on sale, you will set yourself up for the best savings.
- Know what you are going to buy before you go in store and try to stick to your plan.
- If you have an opportunity to buy large quantities of non-perishable goods, make the most of it.
12. Pay with an online discount code.
If you are buying something online and have a discount code that you can apply to the purchase, be sure to have the code written down or saved somewhere accessible. Using the code is fairly straight-forward, but can vary from website to website. In most instances you will be prompted to enter any discount code you have when you fill in your payment details.
Pay close attention as the discount code box might be small or not immediately visible on screen.
Before you complete the purchase, be sure to check that the discount has been applied to the amount you are being charged.
Photocopying coupons is illegal. There are many legal sources and methods to get coupons.
13. Create and Organize Watchlists:
Yahoo Finance allows you to create watchlists to keep track of stocks, ETFs, currencies, and more. Organize your watchlists based on different criteria such as industry sectors, investment strategies, or risk levels.
14. Utilize Portfolio Tracking:
Yahoo Finance offers portfolio tracking tools where you can input your holdings and track their performance over time. You can manually add transactions or sync your brokerage account for automatic updates.
15. Monitor Market News and Insights:
Stay updated with the latest market news, trends, and analysis available on Yahoo Finance. This information can help you make informed decisions about your portfolio and stay ahead of market movements.
16. Use Technical Analysis Tools:
Yahoo Finance provides various technical analysis tools such as charts, indicators, and drawing tools to help you analyse stock price movements and identify potential entry or exit points.
17. Set up Price Alerts:
Take advantage of Yahoo Finance’s price alert feature to receive notifications when the price of a stock or security reaches a certain level. This can help you stay informed and react quickly to market changes.
18. Explore Research and Analysis:
Yahoo Finance offers a wide range of research and analysis tools, including analyst recommendations, earnings reports, financial statements, and company profiles. Take advantage of these resources to conduct thorough research before making investment decisions.
19. Consider Community Insights:
Yahoo Finance hosts a community of investors and traders who share insights, opinions, and discussions about various stocks and investment opportunities. While it’s important to conduct your own research, you may find valuable insights from other users.
20. Diversify Your Portfolio:
Diversification is key to managing risk in your portfolio. Consider diversifying across different asset classes, industries, and geographic regions to reduce exposure to any single risk factor.
21. Regularly Review and Rebalance:
Periodically review your portfolio performance and rebalance your holdings as needed to align with your investment goals and risk tolerance. Rebalancing ensures that your portfolio remains diversified and aligned with your investment strategy.
22. Stay Disciplined and Patient:
Investing is a long-term endeavour, and it’s important to stay disciplined and patient, especially during periods of market volatility. Stick to your investment plan, avoid emotional decision-making, and focus on your long-term financial goals.
By incorporating these tips into your portfolio management strategy, you can leverage Yahoo Finance’s tools and resources to make informed investment decisions and effectively manage your investments.
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